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User Onboarding Flow: From Landing to First Investment (Integration-Only)

Дата обновления: 2025-11-13 Архитектура: Integration-Only (EMAIL-FIRST MANDATORY)

Audience: business, product, UX/UI Executive Summary: Полный путь нового пользователя от первого посещения Saga до совершения первого инвестирования. Фокус на минимизации friction points через email-first подход, single strategy (10% APY) и полную интеграцию с внешними провайдерами (Crypto2B).


Onboarding Goals (Integration-Only)

Primary Goals:

  • Time to First Investment: <3 минута от landing page до Crypto2B deposit address
  • Conversion Rate Target: 60%+ landing → email registration, 70%+ email → deposit
  • Email MANDATORY: Все пользователи регистрируются через email (Google OAuth preferred)
  • Simplicity First: Single strategy (10% APY), никаких сложных выборов

Secondary Goals:

  • Trust Building: Подчеркнуть external custody (Fordefi) и regulatory compliance
  • Education: Объяснить passive income concepts без технических деталей
  • Community building: Twitter/Blog links для удержания

Complete Onboarding Flow (3 Steps) - Integration-Only

Step 1: Landing Page (30 seconds)

User Arrives From:

  • Google Search ("passive income", "safe crypto investment", "USDT yield")
  • Social Media (Twitter thread, Blog announcement)
  • Referral Link (affiliate program)

Landing Page Content:

┌─────────────────────────────────────────────────────────┐
│                    SAGA.SURF                            │
│                                                         │
│            "Earn 10% APY on Stable Assets"             │
│         Personal Crypto Pension Fund for Everyone      │
│                                                         │
│   [Start with Email] ←─────── Primary CTA              │
│                                                         │
│   ✅ Email Registration     ✅ Professional Management  │
│   ✅ Fixed 10% APY          ✅ Fordefi Institutional     │
│   ✅ No Complexity          ✅ Withdraw Anytime         │
│                                                         │
│   "How It Works" ↓                                      │
│   1. Register with Email (Google login available)      │
│   2. Get USDT deposit address                          │
│   3. Earn 10% APY automatically                       │
│                                                         │
│   [Learn More] [Documentation] [Twitter]              │
└─────────────────────────────────────────────────────────┘

User Psychology:

  • Trust Signals: "Fordefi MPC Custody", "Audited by Trail of Bits", "Non-Custodial"
  • Simplicity Signals: "3 Steps", "5 Minutes", "One-Click"
  • Yield Clarity: "5%, 10%, 20% APY" (не volatile DeFi yields как "8-25% variable")

Key Decisions:

  • "Should I trust this?" → Trust signals, non-custodial emphasis
  • "Is this complex?" → "3 Steps, 5 Minutes" messaging
  • "What's the catch?" → Transparent fee structure в footer

Conversion Goal: 60%+ кликают "Start with Email"


Step 2: Email Registration (45 seconds)

User Clicks "Start with Email"

Registration Screen:

┌─────────────────────────────────────────────────────────┐
│         Create Your Saga Account                        │
│                                                         │
│  📧 Register with Email (MANDATORY)                     │
│                                                         │
│  ┌─────────────────────────────────────────────────────┐ │
│  │ [━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━] │ │
│  │ Enter your email address                            │ │
│  └─────────────────────────────────────────────────────┘ │
│                                                         │
│  ┌─────────────────────────────────────────────────────┐ │
│  │ [━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━] │ │
│  │ Create password (8+ characters)                     │ │
│  └─────────────────────────────────────────────────────┘ │
│                                                         │
│  [Sign Up with Email]                                  │
│                                                         │
│  ── OR ──                                              │
│                                                         │
│  [🔴 Continue with Google] ← Recommended                │
│                                                         │
│  ✅ Email notifications (withdrawals, yield reports)   │
│  ✅ Professional crypto custody (Fordefi secure)       │
│  ✅ No wallet setup required                           │
│                                                         │
│  By registering, you agree to Terms & Privacy Policy   │
└─────────────────────────────────────────────────────────┘

Google OAuth Flow (Preferred Path):

┌──────────────────────────────────────────────────────────┐
│                 Google Sign In                           │
│                                                          │
│  Sign in with your Google Account                       │
│  to continue to Saga                                     │
│                                                          │
│  📧 your.email@gmail.com                                │
│                                                          │
│  Saga will be able to:                                  │
│  • View your email address                              │
│  • View your basic profile info                         │
│                                                          │
│  Saga will NOT be able to:                              │
│  • Access your Google account password                  │
│  • Read your emails or other Google data                │
│                                                          │
│  [Cancel]  [Continue]                                   │
└──────────────────────────────────────────────────────────┘

After Registration Success:

┌─────────────────────────────────────────────────────────┐
│  ✅ Account Created: your.email@gmail.com               │
│                                                         │
│  Welcome to Saga! 🎉                                    │
│                                                         │
│  Your account benefits:                                 │
│  • Professional crypto custody via Fordefi MPC         │
│  • No complex wallet management needed                 │
│  • Instant deposit address generation                  │
│  • Email notifications for all operations              │
│                                                         │
│  Next: Start Your Investment →                         │
│                                                         │
│  [Continue to Investment]                              │
└─────────────────────────────────────────────────────────┘

User Psychology:

  • Simplicity First: "No wallet setup required" removes crypto complexity
  • Trust Signals: "Professional custody via Fordefi MPC"
  • Email Mandatory: Clear messaging that email is required (not optional)
  • Progress Clear: "Step 2 of 3" - simplified flow

Potential Friction Points:

  • Email already registered → "Sign In Instead" link with forgot password
  • Google OAuth concerns → Alternative: manual email/password signup
  • Email verification required → Clear messaging about checking inbox

Conversion Goal: 85%+ registered emails proceed to investment setup


Step 3: Investment Setup (30 seconds)

Single Strategy Display (Integration-Only):

┌─────────────────────────────────────────────────────────┐
│          Your Investment Strategy                       │
│                                                         │
│  ┌─────────────────────────────────────────────────────┐ │
│  │                                                     │ │
│  │            Saga Balanced Fund                       │ │
│  │                                                     │ │
│  │                  10% APY                            │ │
│  │                 Fixed Rate                          │ │
│  │                                                     │ │
│  │  ✅ Capital Protection Guaranteed                   │ │
│  │  ✅ Withdraw Anytime (No Penalties)                │ │
│  │  ✅ Professional Management (Fordefi MPC)          │ │
│  │  ✅ Transparent Fee Structure                      │ │
│  │                                                     │ │
│  │            [Start Investment] →                     │ │
│  │                                                     │ │
│  └─────────────────────────────────────────────────────┘ │
│                                                         │
│  📊 How Your Capital is Managed:                        │
│  • Stablecoin staking across multiple networks         │
│  • Operators manually allocate to best-yield protocols │
│  • External custody via Fordefi (non-custodial)        │
│  • Daily yield accrual, compounded automatically       │
│                                                         │
│  🔒 Your Funds Security:                                │
│  • Crypto2B handles all deposit/withdrawal operations  │
│  • Multi-signature security for all transactions       │
│  • Assets managed by licensed operators                │
│  • Real-time portfolio tracking and reporting          │
│                                                         │
│  💡 Why This Strategy?                                  │
│  • Optimized risk/reward for most investors            │
│  • No complex decisions or analysis paralysis          │
│  • Proven track record of consistent returns           │
│                                                         │
│  Minimum Deposit: $500 USDT (TRC20 recommended)        │
└─────────────────────────────────────────────────────────┘

User Psychology:

  • Simplicity Focus: Single strategy eliminates decision fatigue
  • Trust Building: Emphasize professional management and security
  • Clear Value Prop: "10% APY Fixed Rate" - predictable returns
  • No Overwhelm: Technical details explained simply

User Scenarios:

Scenario A: Crypto Beginner - Sees "No complex decisions" → Feels relieved - Reads "Professional Management" → Trusts experts - Clicks "Start Investment" → Confident in simplicity

Scenario B: Experienced Investor - Appreciates "10% APY Fixed Rate" → Clear expectations - Sees "Fordefi MPC" → Recognizes institutional-grade custody - Values "Transparent Fee Structure" → Proceeds confidently

Scenario C: Conservative User - Reads "Capital Protection Guaranteed" → Feels secure - Sees "Withdraw Anytime" → No lock-up concerns - Trusts "Licensed operators" → Proceeds with investment

Conversion Goal: 95%+ users proceed to deposit (no choice complexity)


Step 4: Deposit Flow (90 seconds)

After Investment Setup:

Sub-Step 4.1: Get Deposit Address (Crypto2B Integration)

┌─────────────────────────────────────────────────────────┐
│  Deposit to Saga Balanced Fund (10% APY)               │
│                                                         │
│  💳 Choose Your Deposit Method:                         │
│                                                         │
│  ┌─────────────────┐ ┌─────────────────┐ ┌───────────┐ │
│  │  TRON (TRC20)   │ │ ETHEREUM (ERC20)│ │  BSC      │ │
│  │                 │ │                 │ │  (BEP20)  │ │
│  │    USDT         │ │     USDC        │ │   USDT    │ │
│  │                 │ │                 │ │           │ │
│  │ Recommended ⭐   │ │  Higher Fees    │ │ Alternative│ │
│  │ Low fees (~$1)  │ │  (~$5-15 gas)   │ │ Low fees  │ │
│  │                 │ │                 │ │           │ │
│  │    [Select]     │ │    [Select]     │ │ [Select]  │ │
│  └─────────────────┘ └─────────────────┘ └───────────┘ │
│                                                         │
│  Minimum Deposit: $500 (any supported stablecoin)     │
│  Processing Time: 2-4 hours (manual verification)      │
└─────────────────────────────────────────────────────────┘

Sub-Step 4.2: Deposit Address Display (TRC20 USDT Selected)

┌─────────────────────────────────────────────────────────┐
│  📍 Your Personal Deposit Address (TRC20 USDT)          │
│                                                         │
│  ┌─────────────────────────────────────────────────────┐ │
│  │  TAuepQSzmUrXFkGYjHuPTTTrj2kVdCfhpy                 │ │
│  │  [📋 Copy Address]                                  │ │
│  └─────────────────────────────────────────────────────┘ │
│                                                         │
│  ⚠️  IMPORTANT INSTRUCTIONS:                            │
│  • Send ONLY TRC20 USDT to this address               │
│  • Do NOT send any other cryptocurrencies             │
│  • Minimum: $500 USDT                                 │
│  • Network Fee: ~$1 (paid by you to TRON network)     │
│                                                         │
│  📱 How to Send from Your Wallet:                      │
│  1. Open your crypto wallet app (Binance, OKX, etc.)  │
│  2. Go to "Send" or "Transfer"                         │
│  3. Select TRC20 USDT                                 │
│  4. Paste the address above                           │
│  5. Enter amount ($500 minimum)                       │
│  6. Confirm transaction                               │
│                                                         │
│  🕐 After you send, we'll automatically:               │
│  • Detect your deposit within 30 minutes              │
│  • Create your investment position                    │
│  • Start earning 10% APY immediately                  │
│  • Send email confirmation                            │
│                                                         │
│  [I've Sent the Transfer]  [Copy Address Again]       │
└─────────────────────────────────────────────────────────┘

Sub-Step 4.3: Deposit Monitoring (User Waiting Screen)

┌─────────────────────────────────────────────────────────┐
│  ⏳ Waiting for Your USDT Deposit...                    │
│                                                         │
│  Address: TAue...Cfhpy [📋 Copy]                       │
│                                                         │
│  Status: Monitoring blockchain for incoming transfer   │
│                                                         │
│  📊 Progress:                                          │
│  🔄 Listening for TRC20 USDT transaction (ongoing)     │
│  ⏳ Will process when minimum $500 received            │
│  ⏳ Investment setup (2-4 hours after detection)       │
│  ⏳ Email confirmation with portfolio details          │
│                                                         │
│  💡 Taking longer than expected?                        │
│  • Check if you sent TRC20 USDT (not other networks)  │
│  • Verify minimum $500 amount                         │
│  • Check TRON blockchain explorer: tronscan.org       │
│  • Contact support: help@saga.surf                    │
│                                                         │
│  [Refresh Status]  [Contact Support]                  │
│                                                         │
│  You can safely close this window - we'll email when  │
│  your investment is active.                           │
└─────────────────────────────────────────────────────────┘

Sub-Step 4.4: Deposit Confirmed (Success State)

┌─────────────────────────────────────────────────────────┐
│  ✅ Deposit Detected! Setting up your investment...     │
│                                                         │
│  Received: $1,000.00 USDT                             │
│  Transaction: a1b2c3d...def456                        │
│  [View on TronScan →]                                  │
│                                                         │
│  Processing Steps:                                     │
│  ✅ USDT deposit confirmed on TRON                     │
│  ✅ Funds transferred to professional custody (Fordefi)│
│  🔄 Creating your investment position (1-2 hours)...   │
│  ⏳ Allocating to yield-generating protocols           │
│  ⏳ Starting 10% APY accrual                          │
│                                                         │
│  📧 We've sent confirmation to: your.email@gmail.com   │
│                                                         │
│  [Go to Dashboard] [View Investment Details]           │
└─────────────────────────────────────────────────────────┘

User Psychology:

  • Clear Process: Step-by-step instructions reduce crypto complexity
  • Network Choice: TRC20 recommended for low fees (most user-friendly)
  • Real-time Monitoring: Shows system is actively watching for deposit
  • Professional Handling: Emphasizes Crypto2B + Fordefi security

Potential Friction Points:

  • Wrong Network: Clear warnings about TRC20 USDT only
  • Insufficient Amount: $500 minimum clearly communicated
  • Delayed Detection: Clear troubleshooting steps provided
  • User Confusion: Simple wallet instructions for major apps

Conversion Goal: 75%+ users who get deposit address complete transfer (higher than MetaMask due to familiar wallet experience)


Step 3: Success Dashboard (Investment Active)

First-Time User Dashboard:

┌─────────────────────────────────────────────────────────┐
│  🎉 Welcome to Saga! Your Investment is Active          │
│                                                         │
│  ┌───────────────────────────────────────────────────┐ │
│  │  Saga Balanced Fund (10% APY Fixed)               │ │
│  │                                                   │ │
│  │  💰 Investment Value: $1,000.00 USDT              │ │
│  │  📈 Estimated Yield (30 days): +$8.33 USDT        │ │
│  │  🎯 Total Projected (1 year): +$100.00 USDT       │ │
│  │                                                   │ │
│  │  ⏰ Next Yield Update: Tomorrow 00:00 UTC          │ │
│  │  📊 Daily Accrual: ~$0.27 USDT/day               │ │
│  │                                                   │ │
│  │  [Add More Funds]  [Request Withdrawal]          │ │
│  └───────────────────────────────────────────────────┘ │
│                                                         │
│  📧 Account: your.email@gmail.com [✉️ Verified]        │
│                                                         │
│  🔒 Your Investment Security:                           │
│  • Funds secured via Fordefi MPC custody               │
│  • Professional operators manage allocations           │
│  • Real-time monitoring and risk management            │
│  • Withdraw anytime (processing 2-24 hours)            │
│                                                         │
│  📊 How We Generate Your Yields:                        │
│  • Stablecoin staking across multiple DeFi protocols   │
│  • Automated yield optimization by licensed operators  │
│  • Geographic diversification for stability            │
│  • Conservative risk management (capital protection)   │
│                                                         │
│  📚 Next Steps:                                         │
│  • [Follow Updates on Twitter] - Latest announcements  │
│  • [Refer Friends] - Earn $25 bonus per referral      │
│  • [Download Monthly Report] - Detailed performance    │
│  • [Contact Support] - Questions? help@saga.surf       │
│                                                         │
│  💡 Pro Tip: Your yields compound daily automatically! │
│  The longer you keep funds invested, the more you      │
│  benefit from exponential growth.                      │
└─────────────────────────────────────────────────────────┘

User Psychology:

  • Immediate Success: Show investment value and projected returns immediately
  • Email-Based Identity: Emphasize email-verified account (no wallet complexity)
  • Professional Management: Clear messaging about operator-managed allocations
  • Simple Next Actions: Community, referrals, support - all accessible

Success Metrics:

  • ✅ User sees immediate investment confirmation and projections
  • ✅ User understands professional management model (not self-managed)
  • ✅ User has clear next steps for engagement and growth
  • ✅ User feels secure with professional custody model

🚧 Common Friction Points & Solutions (Integration-Only)

Problem: "I don't have crypto/USDT"

Solution:

┌─────────────────────────────────────────────────────────┐
│  ℹ️ You need stablecoins to start investing             │
│                                                         │
│  How to Get USDT/USDC:                                │
│                                                         │
│  Option 1: Buy with Bank Card (Recommended)           │
│  • [Binance P2P] - Direct fiat to USDT, low fees     │
│  • [OKX] - Credit card purchase                       │
│  • [Bybit] - Bank transfer options                    │
│                                                         │
│  Option 2: Traditional Exchanges                      │
│  • [Coinbase] - Credit card, reliable but higher fees │
│  • [Kraken] - Wire transfer, professional platform    │
│                                                         │
│  Option 3: Local Services                             │
│  • P2P platforms in your country                      │
│  • Local crypto ATMs                                  │
│                                                         │
│  💡 Tip: We recommend TRC20 USDT (TRON network) for   │
│  lowest transfer fees (~$1 vs $10+ on Ethereum)       │
│                                                         │
│  [Find Exchange in Your Country]                      │
└─────────────────────────────────────────────────────────┘

Conversion Recovery: ~40% users acquire crypto and return (simplified process)


Problem: "Email registration concerns"

Solution:

┌─────────────────────────────────────────────────────────┐
│  🔐 Why We Require Email Registration                   │
│                                                         │
│  Email is MANDATORY for:                               │
│  ✅ Investment confirmations and yield reports          │
│  ✅ Withdrawal processing and security alerts          │
│  ✅ Account recovery (no complex seed phrases)         │
│  ✅ Customer support and technical assistance          │
│                                                         │
│  Your Privacy is Protected:                            │
│  • We never share your email with third parties       │
│  • Unsubscribe from marketing anytime                 │
│  • Essential notifications only (deposits/withdrawals) │
│  • Account secured with industry-standard encryption  │
│                                                         │
│  Alternative: [Continue with Google] ← No password     │
│  required, uses your existing Google account security  │
│                                                         │
│  Still concerned? [Contact Privacy Team]              │
└─────────────────────────────────────────────────────────┘

Conversion Recovery: ~85% users proceed after privacy explanation


Problem: "Deposit not detected after 1+ hours"

Solution:

┌─────────────────────────────────────────────────────────┐
│  🔍 Troubleshooting Deposit Detection                   │
│                                                         │
│  Check These Common Issues:                            │
│                                                         │
│  1. Network Verification:                              │
│     ❌ Sent ETH/USDC instead of TRC20/USDT?           │
│     ✅ Must be exact network: TRON TRC20               │
│                                                         │
│  2. Amount Verification:                               │
│     ❌ Sent less than $500 minimum?                   │
│     ✅ Minimum $500 USDT required for processing      │
│                                                         │
│  3. Address Verification:                              │
│     ❌ Copied wrong address or missing characters?    │
│     ✅ Use [Copy Address] button for accuracy         │
│                                                         │
│  Self-Service Tools:                                  │
│  • [Check TronScan] - Search your transaction hash    │
│  • [Verify Address] - Double-check destination        │
│  • [Refresh Status] - Force system to re-check       │
│                                                         │
│  Still Issues? [Contact Support] with:                │
│  • Your email address                                 │
│  • Transaction hash from your wallet                  │
│  • Expected amount sent                               │
│                                                         │
│  Average Resolution Time: <2 hours                    │
└─────────────────────────────────────────────────────────┘

User Education: Self-service troubleshooting reduces support load


Success Metrics & KPIs (Integration-Only)

Simplified Funnel Conversion Rates:

Landing Page (1000 users)
    ↓ 60% click "Start with Email"
Email Registration (600 users)
    ↓ 85% complete registration
Investment Setup (510 users)
    ↓ 95% proceed to deposit
Deposit Flow (485 users)
    ↓ 75% complete transfer
Active Investors (364 users)

Overall Conversion: 36.4% (landing → active investor)
Improvement vs Web3: +100% (simplified email-first flow)

Time Metrics (Integration-Only):

  • Median Time to Deposit: 2:45 (target: <3:00) - reduced by email simplicity
  • 95th Percentile: 8:30 (faster due to no wallet complexity)

Retention Metrics:

  • 7-Day Retention: 90%+ (user returns to dashboard) - higher due to email notifications
  • 30-Day Retention: 80%+ (user maintains investment) - improved professional management

User Flows:

Business Strategy:

Technical Architecture:

External Integrations:


✍️ Document Information

Author: Saga Product Team Contributors: UX/UI Designer, Business Analyst, Integration Specialist Architecture: Integration-Only (Email-First Mandatory)


"The best onboarding removes complexity — users should focus on their goals, not our technology."

— Saga UX Team (Integration-Only Principles)


📋 Метаданные

Версия: 3.0.0 (Integration-Only)

Обновлено: 2025-11-13

Статус: Ready for Implementation

Архитектура: Email-First, Single Strategy, External Custody