Saga Product Roadmap¶

Audience: business Executive Summary: Saga's 18-month roadmap от MVP launch (Q4 2025) к institutional-grade platform (Q4 2026). Phase 1: Foundation (Fordefi MPC custody, Pendle integration, 50-100 users). Phase 2: Growth (Curve + Convex yield stacking, 500-1,000 users). Phase 3: Scale (full DeFi stack: Pendle/Curve/Convex/StakeDAO, institutional tier, 5,000-10,000 users).

Roadmap Overview¶

Vision Timeline¶

Q4 2025          Q1 2026          Q2 2026          Q3 2026          Q4 2026
   │                │                │                │                │
   ▼                ▼                ▼                ▼                ▼
MVP Launch    Multi-Strategy   Vault Integration  Institutional   Multi-Chain
50-100 users  500 users        1,000 users        5,000 users     10,000 users
$1-2M TVL     $5-10M TVL       $10-20M TVL        $50-100M TVL    $100-200M TVL

Phase 1:        Phase 2:         Phase 2:         Phase 3:        Phase 3:
Foundation      Growth (Early)   Growth (Late)    Scale (Early)   Scale (Late)

Strategic Priorities by Quarter¶

Quarter	Focus	Primary Goal	Key Metric
Q4 2025	Product-Market Fit	Launch MVP, validate concept	50-100 early adopters
Q1 2026	Strategy Expansion	Multi-strategy offering	3 APY tiers operational
Q2 2026	Redundancy & Security	Multi-provider, vault integration	Zero downtime incidents
Q3 2026	Institutional Entry	Family office onboarding	First 5 institutional clients
Q4 2026	Multi-Chain Scale	Arbitrum/Optimism expansion	10,000+ users, $200M TVL

📅 Q4 2025: Phase 1 - Foundation¶

Dates: October 1 - December 31, 2025 (3 months)

Goals¶

Primary Objective: Launch production-ready MVP и validate product-market fit

Success Criteria:

✅ 50-100 early adopter users onboarded
✅ $1-2M TVL accumulated
✅ Zero security incidents or smart contract exploits
✅ 4.5+ star user satisfaction rating
✅ Trail of Bits audit passed with no critical findings

Key Deliverables¶

Week 1-4: Smart Contract Finalization - ✅ UUPS upgradeable staking protocol deployed к testnet - ✅ StakingProtocol10 (10% APY) as initial offering - ✅ Emergency pause functionality tested - ✅ Code freeze для audit submission

Week 5-8: Security & Custody Integration - 🔥 Trail of Bits audit: submit codebase (Week 5) - 🔥 Fordefi MPC custody integration: API setup, sandbox testing, Pendle protocol support (Week 5-7) - 🔥 Audit remediation: fix any findings (Week 7-8) - 🔥 Mainnet deployment: smart contracts live (Week 8)

Week 9-10: Frontend & User Experience - 🎨 User-facing app (app.saga.surf): MetaMask integration, deposit/withdraw flows - 🎨 Admin dashboard (admin.saga.surf): operator capital management tools - 🎨 Real-time balance tracking и transaction history - 🎨 Mobile-responsive design (iOS/Android via browser)

Week 11-12: Launch & Marketing - 📣 Beta launch: friends & family round (Week 11) - 📣 Content marketing: blog posts, Twitter threads, YouTube explainers - 📣 Community building: Twitter, Blog - 📣 Public launch: open registration (Week 12)

Team & Resources¶

Headcount: 6 people - 1x CEO/Product (strategy, fundraising, partnerships) - 1x CTO (architecture, security, audit coordination) - 2x Full-Stack Engineers (frontend Next.js + backend Go) - 1x Smart Contract Engineer (Solidity, upgrades, testing) - 1x Designer/PM (UX/UI, product roadmap)

Budget: $150K - Smart contract audit (Trail of Bits): $50K - Infrastructure (VPS, database, monitoring): $5K - Fordefi custody setup (MPC wallet configuration, first month fee): $8-10K - Marketing & content creation: $20K - Legal & compliance: $15K - Operating expenses (team, tools): $50K

Risks & Mitigations¶

Risk 1: Audit Delays (Medium probability) - Impact: 2-4 week launch delay - Mitigation: Book audit early (2-3 months in advance), have backup auditor (OpenZeppelin) on standby

Risk 2: Custody Provider Integration Complexity (Medium probability) - Impact: 2-4 week integration delay (Fordefi MPC более complex чем traditional custody) - Mitigation: Start integration Week 1 (parallel with audit), dedicated engineer assigned, Fordefi documentation comprehensive + support channels

Risk 3: Low User Adoption (Medium probability) - Impact: <50 users, <$1M TVL (below target) - Mitigation: Friends & family round (pre-committed users), referral incentives, strong content marketing

📅 Q1 2026: Phase 2 - Growth (Early)¶

Dates: January 1 - March 31, 2026 (3 months)

Goals¶

Primary Objective: Expand к multi-strategy offering и establish product-market fit

Success Criteria:

✅ 3 strategies operational (5%, 10%, 20% APY)
✅ Pendle Finance vault integrated (3-8% risk-free yield foundation)
✅ 200-500 active users
✅ $5-10M TVL
✅ 85%+ user retention rate (monthly)

Key Deliverables¶

Month 1 (January): Multi-Strategy Smart Contracts - Deploy StakingProtocol5 (5% APY conservative) - Deploy StakingProtocol20 (20% APY aggressive) - Update frontend: strategy selection UI, risk tier explanations - Migration tool: allow existing users to switch strategies

Month 2 (February): Pendle Finance Integration & Security - Pendle Finance protocol integration: PT/YT mechanics, yield strategies (3-8% APY) - Smart contract updates: Pendle vault deposit/withdrawal functions - OpenZeppelin Defender setup: real-time monitoring, automated alerts - Security incident response plan: documented procedures, team training - Fordefi + Pendle testing: comprehensive integration tests

Month 3 (March): Growth & Community - Referral program launch: $50 bonus для referrer + referee (in platform credits) - Content marketing ramp-up: 4-6 blog posts, 10+ Twitter threads, 2 YouTube videos - Twitter community growth: 500+ followers, regular updates - Partnership outreach: DeFi influencers, crypto media (CoinDesk, The Block)

Team & Resources¶

Headcount: 7 people (+1 Marketing/Community Manager)

Budget: $200K - Pendle Finance integration (technical + legal): $18K - Marketing & user acquisition: $80K - Infrastructure scaling: $10K - Security tooling (OpenZeppelin Defender): $5K - Referral program budget: $30K (600 users × $50 average) - Operating expenses: $57K

Success Metrics¶

Metric	Target	Actual (TBD)
Active Users	200-500	___
TVL	$5-10M	___
User Retention (monthly)	85%+	___
Average Balance per User	$20-30K	___
NPS Score	40+	___

📅 Q2 2026: Phase 2 - Growth (Late)¶

Dates: April 1 - June 30, 2026 (3 months)

Goals¶

Primary Objective: Integrate Curve Finance base pools и boost protocols для yield stacking

Success Criteria:

✅ Curve Finance 3pool integrated (USDC/USDT/DAI stablecoin pool, 2-5% base yield)
✅ Convex Finance boost protocol integrated (CRV/CVX rewards, +2-5% boosted yield)
✅ 500-1,000 active users
✅ $10-20M TVL
✅ Blended yield ≥ declared APY + 2% management fee (proof of profitability через yield stacking)
✅ Affiliate program launched (50+ affiliates)

Key Deliverables¶

Month 1 (April): Curve Finance Integration Foundation - Curve Finance 3pool integration: USDC/USDT/DAI stablecoin pool deployment - Smart contract updates: Curve vault deposit/withdrawal functions - Convex Finance boost setup: CRV/CVX rewards mechanics - Backend service: yield monitoring для Curve + Convex stacking - Operator dashboard: manual Curve/Convex allocation controls (MVP)

Month 2 (May): Automated Yield Optimization - Daily rebalancing algorithm: optimize allocation based on vault performance - Risk-adjusted scoring: factor TVL, security audits, historical APY - Emergency withdrawal procedures: tested via simulation - Performance analytics dashboard: operator insights into yield sources

Month 3 (June): Affiliate Program & Scaling - Affiliate program launch: 10% recurring commission на management fees - Affiliate dashboard: real-time tracking, automated payouts - Affiliate marketing materials: landing pages, email templates, social graphics - Onboarding 50+ affiliates: crypto influencers, content creators, community leaders

Team & Resources¶

Headcount: 8 people (+1 Backend Engineer for vault integrations)

Budget: $250K - Curve/Convex integration (technical + legal): $25K (2 protocols integration) - Affiliate program development: $30K - Affiliate commissions (estimated): $50K (assumes $10M TVL × 7.5% fee × 10% = $75K, pay out 2/3rds) - Marketing & growth: $80K - Infrastructure & tooling: $15K - Operating expenses: $50K

Success Metrics¶

Metric	Target	Actual (TBD)
Active Users	500-1,000	___
TVL	$10-20M	___
Blended Yield Margin	≥2% above declared APY	___
Affiliate Partners	50+	___
Monthly Revenue	$50-150K	___

📅 Q3 2026: Phase 3 - Scale (Early)¶

Dates: July 1 - September 30, 2026 (3 months)

Goals¶

Primary Objective: Optimize Pendle/Curve/Convex yield stacking и launch institutional tier

Success Criteria:

✅ Full DeFi protocol stack operational (Pendle + Curve + Convex + StakeDAO)
✅ Advanced yield optimization: automated rebalancing между протоколами
✅ Institutional tier через Fordefi (enhanced security features для family offices)
✅ First 5-10 family office clients onboarded ($5-20M each)
✅ $50-100M TVL
✅ Regulatory clarity achieved (legal opinion на non-custodial status)

Key Deliverables¶

Month 1 (July): Protocol Stack Completion & Optimization - StakeDAO integration: alternative Curve boost protocol (+1-3% yield diversification) - Automated portfolio rebalancing: optimize allocation Pendle/Curve/Convex/StakeDAO based on yield performance - Advanced yield stacking algorithm: maximize returns через protocol combination - Protocol health monitoring: automated alerts for TVL drops, exploit news, irregular patterns - User-facing transparency: show protocol allocation breakdown per strategy (Pendle base + Curve pool + Convex/StakeDAO boost)

Month 2 (August): Institutional Tier Launch - Fordefi institutional features: enhanced MPC security для large clients ($5M+ AUM) - White-glove onboarding: dedicated account manager, custom legal agreements - Enhanced reporting: daily performance reports, tax documentation support - Compliance tooling: KYC/AML screening (Chainalysis integration) - Institutional dashboard: advanced analytics, custom yield strategies, risk controls через Fordefi

Month 3 (September): Institutional Sales & Marketing - Family office outreach: 50+ targeted presentations, conferences (EthCC, Consensus) - Institutional sales collateral: pitch deck, due diligence materials, case studies - Regulatory opinion: legal memo on platform's non-custodial status, regulatory positioning - Partnership announcements: public PR with Fordefi, Pendle/Curve/Convex protocols (DeFi specialist stack validation)

Team & Resources¶

Headcount: 12 people (+4: 1x Institutional Sales, 1x Compliance Officer, 2x Backend Engineers)

Budget: $500K - StakeDAO integration + yield optimization automation: $35K - Fordefi institutional features enhancement: $25K - Institutional sales & conferences: $100K - Legal & regulatory (opinion, compliance setup): $80K - Marketing & PR (institutional focus, DeFi protocol partnerships): $160K - Operating expenses (team scaling): $100K

Success Metrics¶

Metric	Target	Actual (TBD)
Total Users	2,000-5,000	___
Institutional Clients	5-10 family offices	___
TVL	$50-100M	___
Vaults Integrated	5+ protocols	___
Monthly Revenue	$300-600K	___
Profit Margin	30-50%	___

📅 Q4 2026: Phase 3 - Scale (Late)¶

Dates: October 1 - December 31, 2026 (3 months)

Goals¶

Primary Objective: Multi-chain expansion и achieve $200M TVL milestone

Success Criteria:

✅ Arbitrum deployment: Saga live на Arbitrum (lower gas costs)
✅ Optimism deployment: Saga live на Optimism (alternative L2)
✅ 10,000+ total users across chains
✅ $100-200M TVL (combined Ethereum + L2s)
✅ Series B fundraising completed ($10-15M at $100-150M valuation)

Key Deliverables¶

Month 1 (October): Multi-Chain Architecture - Cross-chain smart contract deployment: Arbitrum и Optimism testnets - Bridge integration: Hop Protocol, Across Protocol для user fund transfers - Multi-chain dashboard: unified view across Ethereum, Arbitrum, Optimism - Gas optimization: L2-specific improvements (lower transaction costs)

Month 2 (November): L2 Launch & Marketing - Arbitrum mainnet launch: public announcement, liquidity migration incentives - Optimism mainnet launch: second L2 expansion - L2-focused marketing: "10x cheaper gas fees", "instant transactions" campaigns - Partnership с L2 ecosystems: Arbitrum Foundation, Optimism Foundation grants

Month 3 (December): Series B & End-of-Year Push - Series B fundraising: close $10-15M round (institutional VCs, strategic partners) - Year-end reporting: transparent 2026 recap, metrics dashboard public - 2027 roadmap release: preview Phase 4 (global expansion, token launch consideration) - Team expansion planning: 12 → 25 people для 2027 growth

Team & Resources¶

Headcount: 15 people (+3: 1x DevOps Engineer, 2x Full-Stack Engineers для multi-chain)

Budget: $800K - Multi-chain deployment (Arbitrum, Optimism): $50K - Bridge integrations: $30K - L2 marketing campaigns: $200K - Series B fundraising (legal, advisor fees): $100K - Infrastructure scaling (multi-chain nodes, monitoring): $50K - Operating expenses (team expansion): $370K

Success Metrics¶

Metric	Target	Actual (TBD)
Total Users (all chains)	10,000+	___
TVL (all chains)	$100-200M	___
Active Chains	3 (Ethereum, Arbitrum, Optimism)	___
Annual Revenue (2026)	$5-10M	___
Series B Raised	$10-15M	___
Team Size (EOY)	15 people	___

Long-Term Vision (2027+)¶

Phase 4: Global Expansion (2027)¶

Goals:

International markets: Asia (Singapore, Hong Kong), Europe (Switzerland, UK)
Additional L2s & Alt-L1s: Polygon, Base, zkSync, Solana (if feasible)
100,000+ users globally
$1B+ TVL
Profitability: $20-50M annual profit

Phase 5: Ecosystem & Token (2028)¶

Goals:

Saga token launch: governance, fee discounts, staking rewards
Ecosystem grants: support third-party integrations, developer tools
DAO transition: progressive decentralization of governance
Strategic acquisitions: acquire complementary DeFi protocols or tools

Phase 6: Industry Standard (2029+)¶

Goals:

Become de facto "banking window" для DeFi (industry-wide adoption)
1M+ users globally
$10B+ TVL
Public listing consideration (IPO or token-based exit)

Milestone Tracking¶

Key Performance Indicators by Quarter¶

Quarter	Users	TVL	Revenue	Profit	Team Size
Q4 2025	50-100	$1-2M	$20-40K	-$100K	6
Q1 2026	200-500	$5-10M	$100-200K	-$50K	7
Q2 2026	500-1K	$10-20M	$200-400K	$0 (break-even)	8
Q3 2026	2K-5K	$50-100M	$1-2M	$300-600K	12
Q4 2026	10K+	$100-200M	$2-4M	$600-1.2M	15

Cumulative Metrics (End of 2026)¶

Total Users: 10,000-15,000
Total TVL: $100-200M
Annual Revenue: $5-10M
Annual Profit: ~$1-2M (20-25% margin)
Team Size: 15 people
Funding Raised: $3.5-4.5M (Seed $500K + Series A $3M + potentially Series B partial close)

Risk Factors & Contingencies¶

Market Risks¶

Bear Market Scenario (30% probability) - Impact: DeFi yields compress, user growth slows, TVL target -50% - Contingency: Focus на retention over acquisition, reduce burn rate (defer hires), extend runway via bridge funding

Regulatory Crackdown (20% probability) - Impact: Restrictions на DeFi platforms, compliance costs spike - Contingency: Leverage non-custodial architecture, geographic service restrictions, legal defense fund

Execution Risks¶

Technical Delays (40% probability) - Impact: Integration delays (custody, vaults), 1-2 quarter pushback - Contingency: Buffer timeline (targets are aggressive but achievable), prioritize ruthlessly (cut scope if needed)

Talent Acquisition (30% probability) - Impact: Can't hire fast enough, bottlenecks в development - Contingency: Contractor network, offshore talent (Eastern Europe, Asia), equity incentives

Competitive Risks¶

Copycat Platforms (50% probability) - Impact: Similar "banking window" concepts emerge - Contingency: First-mover advantage, strong brand, exclusive partnerships, open-source moat (network effects)

Strategy Documents:

Whitepaper - Long-term vision и market analysis
Economic Model - Financial projections aligned with roadmap
External Integrations - Partner onboarding timeline

Operational Documents:

Project Overview - High-level context для roadmap
Banking Window Concept - Philosophical foundation

✍️ Document Information¶

Author: Saga Product Team Contributors: CEO, CTO, Product Leads, DeFi Specialist

This roadmap is ambitious but achievable. Let's build the banking window for DeFi. 🚀

📋 Метаданные¶

Версия: 2.4.82

Обновлено: 2025-10-21

Статус: Published

Saga Product Roadmap¶

Roadmap Overview¶

Vision Timeline¶

Strategic Priorities by Quarter¶

📅 Q4 2025: Phase 1 - Foundation¶

Goals¶

Key Deliverables¶

Team & Resources¶

Risks & Mitigations¶

📅 Q1 2026: Phase 2 - Growth (Early)¶

Goals¶

Key Deliverables¶

Team & Resources¶

Success Metrics¶

📅 Q2 2026: Phase 2 - Growth (Late)¶

Goals¶

Key Deliverables¶

Team & Resources¶

Success Metrics¶

📅 Q3 2026: Phase 3 - Scale (Early)¶

Goals¶

Key Deliverables¶

Team & Resources¶

Success Metrics¶

📅 Q4 2026: Phase 3 - Scale (Late)¶

Goals¶

Key Deliverables¶

Team & Resources¶

Success Metrics¶

Long-Term Vision (2027+)¶

Phase 4: Global Expansion (2027)¶

Phase 5: Ecosystem & Token (2028)¶

Phase 6: Industry Standard (2029+)¶

Milestone Tracking¶

Key Performance Indicators by Quarter¶

Cumulative Metrics (End of 2026)¶

Risk Factors & Contingencies¶

Market Risks¶

Execution Risks¶

Competitive Risks¶

Related Documents¶

✍️ Document Information¶

📋 Метаданные¶