Saga Product Roadmap¶
Executive Summary: Saga's 18-month roadmap от MVP launch (Q4 2025) к institutional-grade platform (Q4 2026). Phase 1: Foundation (Fordefi MPC custody, Pendle integration, 50-100 users). Phase 2: Growth (Curve + Convex yield stacking, 500-1,000 users). Phase 3: Scale (full DeFi stack: Pendle/Curve/Convex/StakeDAO, institutional tier, 5,000-10,000 users).
Roadmap Overview¶
Vision Timeline¶
gantt
title Saga Development Roadmap 2025-2026
dateFormat YYYY-MM
section Phase 1
Foundation (MVP) :2025-10, 3M
section Phase 2
Growth (Multi-Strategy) :2026-01, 3M
Growth (Vault Integration) :2026-04, 3M
section Phase 3
Scale (Institutional) :2026-07, 3M
Scale (Multi-Chain) :2026-10, 3M| Quarter | Milestone | Users | TVL |
|---|---|---|---|
| Q4 2025 | MVP Launch | 50-100 | $1-2M |
| Q1 2026 | Multi-Strategy | 500 | $5-10M |
| Q2 2026 | Vault Integration | 1,000 | $10-20M |
| Q3 2026 | Institutional | 5,000 | $50-100M |
| Q4 2026 | Multi-Chain | 10,000 | $100-200M |
Strategic Priorities by Quarter¶
| Quarter | Focus | Primary Goal | Key Metric |
|---|---|---|---|
| Q4 2025 | Product-Market Fit | Launch MVP, validate concept | 50-100 early adopters |
| Q1 2026 | Strategy Expansion | Multi-strategy offering | 3 APY tiers operational |
| Q2 2026 | Redundancy & Security | Multi-provider, vault integration | Zero downtime incidents |
| Q3 2026 | Institutional Entry | Family office onboarding | First 5 institutional clients |
| Q4 2026 | Multi-Chain Scale | Arbitrum/Optimism expansion | 10,000+ users, $200M TVL |
📅 Q4 2025: Phase 1 - Foundation¶
Dates: October 1 - December 31, 2025 (3 months)
Goals¶
Primary Objective: Launch production-ready MVP и validate product-market fit
Success Criteria:
- ✅ 50-100 early adopter users onboarded
- ✅ $1-2M TVL accumulated
- ✅ Zero security incidents or smart contract exploits
- ✅ 4.5+ star user satisfaction rating
- ✅ Trail of Bits audit passed with no critical findings
Key Deliverables¶
Week 1-4: Investment System Finalization
- ✅ Investment protocol deployed к testnet
- ✅ 10% APY strategy as initial offering
- ✅ Emergency pause functionality tested
- ✅ Code freeze для audit submission
Week 5-8: Security & Custody Integration
- 🔥 Trail of Bits audit: submit codebase (Week 5)
- 🔥 Fordefi MPC custody integration: API setup, sandbox testing, Pendle protocol support (Week 5-7)
- 🔥 Audit remediation: fix any findings (Week 7-8)
- 🔥 Production deployment: system live (Week 8)
Week 9-10: Frontend & User Experience
- 🎨 User-facing app (app.saga.surf): Supabase Auth (Google/email), deposit/withdraw flows
- 🎨 Admin dashboard (admin.saga.surf): operator capital management tools
- 🎨 Real-time balance tracking и transaction history
- 🎨 Mobile-responsive design (iOS/Android via browser)
Week 11-12: Launch & Marketing
- 📣 Beta launch: friends & family round (Week 11)
- 📣 Content marketing: blog posts, Twitter threads, YouTube explainers
- 📣 Community building: Twitter, Blog
- 📣 Public launch: open registration (Week 12)
Team & Resources¶
Headcount: 6 people - 1x CEO/Product (strategy, fundraising, partnerships) - 1x CTO (architecture, security, audit coordination) - 2x Full-Stack Engineers (frontend Next.js + backend Go) - 1x Integration Engineer (DeFi protocols, API integration, testing) - 1x Designer/PM (UX/UI, product roadmap)
Budget: $150K - Security audit (Trail of Bits): $50K - Infrastructure (VPS, database, monitoring): $5K - Fordefi custody setup (MPC wallet configuration, first month fee): $8-10K - Marketing & content creation: $20K - Legal & compliance: $15K - Operating expenses (team, tools): $50K
Risks & Mitigations¶
Risk 1: Audit Delays (Medium probability) - Impact: 2-4 week launch delay - Mitigation: Book audit early (2-3 months in advance), have backup auditor (OpenZeppelin) on standby
Risk 2: Custody Provider Integration Complexity (Medium probability) - Impact: 2-4 week integration delay (Fordefi MPC более complex чем traditional custody) - Mitigation: Start integration Week 1 (parallel with audit), dedicated engineer assigned, Fordefi documentation comprehensive + support channels
Risk 3: Low User Adoption (Medium probability) - Impact: <50 users, <$1M TVL (below target) - Mitigation: Friends & family round (pre-committed users), referral incentives, strong content marketing
📅 Q1 2026: Phase 2 - Growth (Early)¶
Dates: January 1 - March 31, 2026 (3 months)
Goals¶
Primary Objective: Expand к multi-strategy offering и establish product-market fit
Success Criteria:
- ✅ 3 strategies operational (5%, 10%, 20% APY)
- ✅ Pendle Finance vault integrated (3-8% risk-free yield foundation)
- ✅ 200-500 active users
- ✅ $5-10M TVL
- ✅ 85%+ user retention rate (monthly)
Key Deliverables¶
Month 1 (January): Multi-Strategy Implementation
- Deploy 5% APY conservative strategy
- Deploy 20% APY aggressive strategy
- Update frontend: strategy selection UI, risk tier explanations
- Migration tool: allow existing users to switch strategies
Month 2 (February): Pendle Finance Integration & Security
- Pendle Finance protocol integration: PT/YT mechanics, yield strategies (3-8% APY)
- Smart contract updates: Pendle vault deposit/withdrawal functions
- OpenZeppelin Defender setup: real-time monitoring, automated alerts
- Security incident response plan: documented procedures, team training
- Fordefi + Pendle testing: comprehensive integration tests
Month 3 (March): Growth & Community
- Referral program launch: $50 bonus для referrer + referee (in platform credits)
- Content marketing ramp-up: 4-6 blog posts, 10+ Twitter threads, 2 YouTube videos
- Twitter community growth: 500+ followers, regular updates
- Partnership outreach: DeFi influencers, crypto media (CoinDesk, The Block)
Team & Resources¶
Headcount: 7 people (+1 Marketing/Community Manager)
Budget: $200K - Pendle Finance integration (technical + legal): $18K - Marketing & user acquisition: $80K - Infrastructure scaling: $10K - Security tooling (OpenZeppelin Defender): $5K - Referral program budget: $30K (600 users × $50 average) - Operating expenses: $57K
Success Metrics¶
| Metric | Target | Actual (TBD) |
|---|---|---|
| Active Users | 200-500 | ___ |
| TVL | $5-10M | ___ |
| User Retention (monthly) | 85%+ | ___ |
| Average Balance per User | $20-30K | ___ |
| NPS Score | 40+ | ___ |
📅 Q2 2026: Phase 2 - Growth (Late)¶
Dates: April 1 - June 30, 2026 (3 months)
Goals¶
Primary Objective: Integrate Curve Finance base pools и boost protocols для yield stacking
Success Criteria:
- ✅ Curve Finance 3pool integrated (USDC/USDT/DAI stablecoin pool, 2-5% base yield)
- ✅ Convex Finance boost protocol integrated (CRV/CVX rewards, +2-5% boosted yield)
- ✅ 500-1,000 active users
- ✅ $10-20M TVL
- ✅ Blended yield ≥ declared APY + 2% management fee (proof of profitability через yield stacking)
- ✅ Affiliate program launched (50+ affiliates)
Key Deliverables¶
Month 1 (April): Curve Finance Integration Foundation
- Curve Finance 3pool integration: USDC/USDT/DAI stablecoin pool deployment
- Smart contract updates: Curve vault deposit/withdrawal functions
- Convex Finance boost setup: CRV/CVX rewards mechanics
- Backend service: yield monitoring для Curve + Convex stacking
- Operator dashboard: manual Curve/Convex allocation controls (MVP)
Month 2 (May): Automated Yield Optimization
- Daily rebalancing algorithm: optimize allocation based on vault performance
- Risk-adjusted scoring: factor TVL, security audits, historical APY
- Emergency withdrawal procedures: tested via simulation
- Performance analytics dashboard: operator insights into yield sources
Month 3 (June): Affiliate Program & Scaling
- Affiliate program launch: 10% recurring commission на management fees
- Affiliate dashboard: real-time tracking, automated payouts
- Affiliate marketing materials: landing pages, email templates, social graphics
- Onboarding 50+ affiliates: crypto influencers, content creators, community leaders
Team & Resources¶
Headcount: 8 people (+1 Backend Engineer for vault integrations)
Budget: $250K - Curve/Convex integration (technical + legal): $25K (2 protocols integration) - Affiliate program development: $30K - Affiliate commissions (estimated): $50K (assumes $10M TVL × 7.5% fee × 10% = $75K, pay out 2/3rds) - Marketing & growth: $80K - Infrastructure & tooling: $15K - Operating expenses: $50K
Success Metrics¶
| Metric | Target | Actual (TBD) |
|---|---|---|
| Active Users | 500-1,000 | ___ |
| TVL | $10-20M | ___ |
| Blended Yield Margin | ≥2% above declared APY | ___ |
| Affiliate Partners | 50+ | ___ |
| Monthly Revenue | $50-150K | ___ |
📅 Q3 2026: Phase 3 - Scale (Early)¶
Dates: July 1 - September 30, 2026 (3 months)
Goals¶
Primary Objective: Optimize Pendle/Curve/Convex yield stacking и launch institutional tier
Success Criteria:
- ✅ Full DeFi protocol stack operational (Pendle + Curve + Convex + StakeDAO)
- ✅ Advanced yield optimization: automated rebalancing между протоколами
- ✅ Institutional tier через Fordefi (enhanced security features для family offices)
- ✅ First 5-10 family office clients onboarded ($5-20M each)
- ✅ $50-100M TVL
- ✅ Regulatory clarity achieved (legal opinion на non-custodial status)
Key Deliverables¶
Month 1 (July): Protocol Stack Completion & Optimization
- StakeDAO integration: alternative Curve boost protocol (+1-3% yield diversification)
- Automated portfolio rebalancing: optimize allocation Pendle/Curve/Convex/StakeDAO based on yield performance
- Advanced yield stacking algorithm: maximize returns через protocol combination
- Protocol health monitoring: automated alerts for TVL drops, exploit news, irregular patterns
- User-facing transparency: show protocol allocation breakdown per strategy (Pendle base + Curve pool + Convex/StakeDAO boost)
Month 2 (August): Institutional Tier Launch
- Fordefi institutional features: enhanced MPC security для large clients ($5M+ AUM)
- White-glove onboarding: dedicated account manager, custom legal agreements
- Enhanced reporting: daily performance reports, tax documentation support
- Compliance tooling: KYC/AML screening (Chainalysis integration)
- Institutional dashboard: advanced analytics, custom yield strategies, risk controls через Fordefi
Month 3 (September): Institutional Sales & Marketing
- Family office outreach: 50+ targeted presentations, conferences (EthCC, Consensus)
- Institutional sales collateral: pitch deck, due diligence materials, case studies
- Regulatory opinion: legal memo on platform's non-custodial status, regulatory positioning
- Partnership announcements: public PR with Fordefi, Pendle/Curve/Convex protocols (DeFi specialist stack validation)
Team & Resources¶
Headcount: 12 people (+4: 1x Institutional Sales, 1x Compliance Officer, 2x Backend Engineers)
Budget: $500K - StakeDAO integration + yield optimization automation: $35K - Fordefi institutional features enhancement: $25K - Institutional sales & conferences: $100K - Legal & regulatory (opinion, compliance setup): $80K - Marketing & PR (institutional focus, DeFi protocol partnerships): $160K - Operating expenses (team scaling): $100K
Success Metrics¶
| Metric | Target | Actual (TBD) |
|---|---|---|
| Total Users | 2,000-5,000 | ___ |
| Institutional Clients | 5-10 family offices | ___ |
| TVL | $50-100M | ___ |
| Vaults Integrated | 5+ protocols | ___ |
| Monthly Revenue | $300-600K | ___ |
| Profit Margin | 30-50% | ___ |
📅 Q4 2026: Phase 3 - Scale (Late)¶
Dates: October 1 - December 31, 2026 (3 months)
Goals¶
Primary Objective: Multi-chain expansion и achieve $200M TVL milestone
Success Criteria:
- ✅ Arbitrum deployment: Saga live на Arbitrum (lower gas costs)
- ✅ Optimism deployment: Saga live на Optimism (alternative L2)
- ✅ 10,000+ total users across chains
- ✅ $100-200M TVL (combined Ethereum + L2s)
- ✅ Series B fundraising completed ($10-15M at $100-150M valuation)
Key Deliverables¶
Month 1 (October): Multi-Chain Architecture
- Cross-chain smart contract deployment: Arbitrum и Optimism testnets
- Bridge integration: Hop Protocol, Across Protocol для user fund transfers
- Multi-chain dashboard: unified view across Ethereum, Arbitrum, Optimism
- Gas optimization: L2-specific improvements (lower transaction costs)
Month 2 (November): L2 Launch & Marketing
- Arbitrum mainnet launch: public announcement, liquidity migration incentives
- Optimism mainnet launch: second L2 expansion
- L2-focused marketing: "10x cheaper gas fees", "instant transactions" campaigns
- Partnership с L2 ecosystems: Arbitrum Foundation, Optimism Foundation grants
Month 3 (December): Series B & End-of-Year Push
- Series B fundraising: close $10-15M round (institutional VCs, strategic partners)
- Year-end reporting: transparent 2026 recap, metrics dashboard public
- 2027 roadmap release: preview Phase 4 (global expansion, token launch consideration)
- Team expansion planning: 12 → 25 people для 2027 growth
Team & Resources¶
Headcount: 15 people (+3: 1x DevOps Engineer, 2x Full-Stack Engineers для multi-chain)
Budget: $800K - Multi-chain deployment (Arbitrum, Optimism): $50K - Bridge integrations: $30K - L2 marketing campaigns: $200K - Series B fundraising (legal, advisor fees): $100K - Infrastructure scaling (multi-chain nodes, monitoring): $50K - Operating expenses (team expansion): $370K
Success Metrics¶
| Metric | Target | Actual (TBD) |
|---|---|---|
| Total Users (all chains) | 10,000+ | ___ |
| TVL (all chains) | $100-200M | ___ |
| Active Chains | 3 (Ethereum, Arbitrum, Optimism) | ___ |
| Annual Revenue (2026) | $5-10M | ___ |
| Series B Raised | $10-15M | ___ |
| Team Size (EOY) | 15 people | ___ |
Long-Term Vision (2027+)¶
Phase 4: Global Expansion (2027)¶
Goals:
- International markets: Asia (Singapore, Hong Kong), Europe (Switzerland, UK)
- Additional L2s & Alt-L1s: Polygon, Base, zkSync, Solana (if feasible)
- 100,000+ users globally
- $1B+ TVL
- Profitability: $20-50M annual profit
Phase 5: Ecosystem & Token (2028)¶
Goals:
- Saga token launch: governance, fee discounts, investment rewards
- Ecosystem grants: support third-party integrations, developer tools
- DAO transition: progressive decentralization of governance
- Strategic acquisitions: acquire complementary DeFi protocols or tools
Phase 6: Industry Standard (2029+)¶
Goals:
- Become de facto "banking window" для DeFi (industry-wide adoption)
- 1M+ users globally
- $10B+ TVL
- Public listing consideration (IPO or token-based exit)
Milestone Tracking¶
Key Performance Indicators by Quarter¶
| Quarter | Users | TVL | Revenue | Profit | Team Size |
|---|---|---|---|---|---|
| Q4 2025 | 50-100 | $1-2M | $20-40K | -$100K | 6 |
| Q1 2026 | 200-500 | $5-10M | $100-200K | -$50K | 7 |
| Q2 2026 | 500-1K | $10-20M | $200-400K | $0 (break-even) | 8 |
| Q3 2026 | 2K-5K | $50-100M | $1-2M | $300-600K | 12 |
| Q4 2026 | 10K+ | $100-200M | $2-4M | $600-1.2M | 15 |
Cumulative Metrics (End of 2026)¶
- Total Users: 10,000-15,000
- Total TVL: $100-200M
- Annual Revenue: $5-10M
- Annual Profit: ~$1-2M (20-25% margin)
- Team Size: 15 people
- Funding Raised: $3.5-4.5M (Seed $500K + Series A $3M + potentially Series B partial close)
Risk Factors & Contingencies¶
Market Risks¶
Bear Market Scenario (30% probability) - Impact: DeFi yields compress, user growth slows, TVL target -50% - Contingency: Focus на retention over acquisition, reduce burn rate (defer hires), extend runway via bridge funding
Regulatory Crackdown (20% probability) - Impact: Restrictions на DeFi platforms, compliance costs spike - Contingency: Leverage non-custodial architecture, geographic service restrictions, legal defense fund
Execution Risks¶
Technical Delays (40% probability) - Impact: Integration delays (custody, vaults), 1-2 quarter pushback - Contingency: Buffer timeline (targets are aggressive but achievable), prioritize ruthlessly (cut scope if needed)
Talent Acquisition (30% probability) - Impact: Can't hire fast enough, bottlenecks в development - Contingency: Contractor network, offshore talent (Eastern Europe, Asia), equity incentives
Competitive Risks¶
Copycat Platforms (50% probability) - Impact: Similar "banking window" concepts emerge - Contingency: First-mover advantage, strong brand, exclusive partnerships, open-source moat (network effects)
Related Documents¶
Strategy Documents:
- Whitepaper - Long-term vision и market analysis
- Economic Model - Financial projections aligned with roadmap
- External Integrations - Partner onboarding timeline
Operational Documents:
- Project Overview - High-level context для roadmap
- Banking Window Concept - Philosophical foundation