Saga Project Overview¶
Audience: business Executive Summary: Saga — это DeFi платформа пассивного дохода, построенная на философии "банковского окна". Мы предоставляем максимально простой интерфейс для пользователей (подключение кошелька, выбор стратегии 5/10/20% APY) и максимальную гибкость для операторов капитала (управление через Fordefi MPC custody, yield stacking с Pendle/Curve/Convex протоколами). Интеграция с DeFi-native custody и proven DeFi протоколами обеспечивает institutional-grade security и "3+ risk-free rates".
What is Saga?¶
The 30-Second Pitch¶
Для инвесторов:
"Saga — это безопасный и простой способ получать 5-20% годовых от USDC стейблкоинов через DeFi, без необходимости разбираться в сложности yield farming, liquidity pools или smart contracts."
Для партнёров:
"Saga — это агрегатор и интерфейс между пользователями и DeFi экосистемой, который не конкурирует с custody providers или vault operators, а создаёт value через simplification и integration."
Для команды:
"Saga — это банковское окно DeFi. Мы не храним секреты пользователей, не претендуем на роль vault operator'а. Мы обеспечиваем прозрачный, безопасный и удобный интерфейс между клиентами и миром DeFi возможностей."
Core Value Proposition¶
Для пользователей:
- ✅ One-Click Simplicity: Подключил MetaMask → выбрал стратегию → получаешь пассивный доход
- ✅ Predictable Returns: Фиксированные APY (5%, 10%, 20%) вместо volatile DeFi yields
- ✅ Professional Security: Institutional-grade custody через Fordefi MPC
- ✅ Full Transparency: Все операции on-chain, visible в blockchain explorers
Для операторов капитала:
- ✅ Unlimited Flexibility: Свободный выбор DeFi protocols, strategies, custody providers
- ✅ No Platform Lock-In: API-first architecture позволяет интегрировать любые external services
- ✅ Real-Time Analytics: Comprehensive dashboard для capital allocation decisions
- ✅ Risk Management Tools: Automated rebalancing, emergency pause, portfolio analytics
How Saga Works¶
The Banking Window Model¶
┌──────────────────────────────────────────────────┐
│ SAGA PLATFORM │
│ │
│ ┌─────────────┐ ┌──────────────────┐ │
│ │ CLIENT │ │ OPERATOR │ │
│ │ SIDE │◄───────►│ SIDE │ │
│ │ │ │ │ │
│ │ • MetaMask │ WINDOW │ • Dashboard │ │
│ │ Connect │ (Secure │ • Strategy │ │
│ │ • 5/10/20% │ Inter- │ Management │ │
│ │ Strategies│ face) │ • Capital │ │
│ │ • Balance │ │ Allocation │ │
│ │ Tracking │ │ │ │
│ └─────────────┘ └──────────────────┘ │
│ ▲ │ │
│ │ ▼ │
│ │ ┌──────────────────────────────┐ │
│ │ │ EXTERNAL INTEGRATIONS │ │
│ │ │ │ │
│ │ │ • Custody: Fordefi MPC │ │
│ └────│ • DeFi: Pendle, Curve, ... │ │
│ │ • Boost: Convex, StakeDAO │ │
│ │ • Audits: Trail of Bits, OZ │ │
│ └──────────────────────────────┘ │
└──────────────────────────────────────────────────┘
Key Principle: Saga не хранит private keys пользователей (non-custodial) и не выполняет yield farming самостоятельно. Платформа — это интеграционный слой и интерфейс.
User Journey (5 Steps)¶
- Connect Wallet (30 seconds)
- User clicks "Connect MetaMask"
- Saga requests wallet signature для authentication (Web3 native auth)
-
No password, no email required (optional for notifications)
-
Choose Strategy (1 minute)
- Conservative (5% APY): Lowest risk, stable yield
- Balanced (10% APY): Moderate risk, optimal for most users
-
Aggressive (20% APY): Higher risk, maximum yield
-
Deposit USDC (2 minutes)
- User approves USDC spending (MetaMask transaction)
- Transfers USDC to Saga smart contract
-
Backend detects deposit, moves funds to custody provider
-
Earn Passive Income (automatic)
- Operator allocates capital to DeFi protocols (Pendle, Curve, Convex)
- Yields compound daily via smart contracts and yield stacking
-
User sees balance growing in real-time
-
Withdraw Anytime (3 minutes)
- User requests withdrawal через dashboard
- Custody provider releases funds to smart contract
- User receives USDC + earned yield back to wallet
Total Time to First Deposit: <5 minutes (vs 30-60 minutes for native DeFi platforms)
Operator Workflow¶
Capital Allocation Decision:
- Analyze Market Conditions: Yield data from Dune Analytics, protocol performance metrics
- Select Target Protocols: Pendle Foundation (30%), Curve 3pool (40%), Convex Boost (30%)
- Execute Allocation: Operator dashboard triggers smart contract rebalancing
- Monitor Performance: Real-time dashboards, automated alerts на anomalies, APY tracking
Risk Management:
- Diversification: No single vault >40% of TVL
- Emergency Procedures: One-click pause для all strategies if exploit detected
- Automated Rebalancing: Daily yield optimization, withdraw from underperformers
- Insurance: Nexus Mutual coverage для vault exploits (Phase 3)
💎 Key Differentiators¶
vs Traditional DeFi (Yearn, Beefy)¶
| Feature | Saga | Traditional DeFi |
|---|---|---|
| User Experience | One-click, fixed APY | Complex, variable yields |
| Security | Custody provider + smart contracts | Smart contracts only |
| Capital Management | Professional operators | User self-service |
| Risk Transparency | Clear 5/10/20% tiers | Requires DeFi expertise |
| Onboarding Time | <5 minutes | 30-60 minutes |
vs Centralized Platforms (Nexo, BlockFi)¶
| Feature | Saga | Centralized Platforms |
|---|---|---|
| Custody Model | Non-custodial (user controls) | Custodial (platform controls) |
| Transparency | On-chain, public | Opaque, trust-based |
| Flexibility | Operator discretion | Platform algorithms |
| Regulatory Risk | Distributed | Centralized (higher risk) |
| Web3 Native | MetaMask integration | Traditional auth |
Unique Position: Saga сочетает простоту centralized platforms с security и transparency DeFi.
Market Opportunity¶
Target Audience¶
Primary Segment: Crypto-Savvy Passive Investors - Demographics: 25-45 years, tech professionals, early crypto adopters - Pain Points: "DeFi too complex", "Security concerns", "No time for active management" - Willingness to Pay: 1-2% implicit management fee (reflected в APY spread) - Market Size: 2-5M potential users globally
Secondary Segment: Small Family Offices - Demographics: $1-10M AUM, seeking DeFi diversification - Pain Points: "Regulatory uncertainty", "Operational complexity", "Need professional custody" - Willingness to Pay: 2-3% management fee for white-glove service - Market Size: 50-100K family offices globally
Market Size¶
- Total Addressable Market (TAM): $100B+ DeFi TVL, 50M+ crypto wallets
- Serviceable Addressable Market (SAM): $30B+ USDC market, 10-15M passive income seekers
- Serviceable Obtainable Market (SOM):
- 1-year target: $5M TVL (100-200 users)
- 3-year target: $50M TVL (1,000-2,000 users)
- 5-year target: $500M TVL (10,000+ users + institutional)
Competitive Landscape¶
Direct Competitors:
- Yearn Finance ($500M+ TVL): Automated yield optimization, complex UX
- Beefy Finance ($300M+ TVL): Multi-chain aggregator, technical knowledge required
- Centralized platforms ($10B+ combined): Simple UX, custodial risks
Indirect Competitors:
- Lending protocols (Aave, Compound): Lower yields (3-8%), simpler but less profitable
- Liquid staking (Lido, Rocket Pool): Ethereum-specific, different risk profile
Our Advantage: Banking window model — не конкурируем с vaults или custody providers, агрегируем и упрощаем.
Growth Strategy¶
Phase 1 (Q4 2025): Foundation - MVP Launch¶
Goals:
- Launch platform с single 10% APY strategy
- Onboard 50-100 users (friends & family)
- Achieve $1-2M TVL
- Zero security incidents
Key Milestones:
- ✅ Smart contracts deployed (UUPS upgradeable)
- ✅ Fordefi MPC custody integration complete
- ✅ Trail of Bits audit passed
- ✅ User-facing app live (admin + user dashboards)
Phase 2 (Q1-Q2 2026): Growth - Strategy Expansion¶
Goals:
- Expand к 3 strategies (5%, 10%, 20% APY)
- Scale к 500-1,000 users
- Achieve $10-20M TVL
- Launch affiliate program
Key Milestones:
- Multi-strategy smart contracts deployed
- Pendle Finance integration (PT/YT tokenization)
- Curve + Convex integration (yield stacking)
- Community building (Twitter, Blog)
Phase 3 (Q3-Q4 2026): Scale - Institutional Expansion¶
Goals:
- Integrate 5+ DeFi vaults
- Launch institutional offering
- Achieve $100-200M TVL
- Expand к multi-chain (Arbitrum, Optimism)
Key Milestones:
- Institutional custody tier (Copper)
- Regulatory clarity achieved
- Insurance coverage (Nexus Mutual)
- Analytics integrations (Nansen, Dune)
💼 Team & Resources¶
Current Team (Q4 2025)¶
- CEO/Product: Overall vision, strategy, fundraising
- CTO/Lead Engineer: Architecture, smart contracts, security
- 2x Full-Stack Engineers: Frontend (Next.js) + Backend (Go)
- Smart Contract Engineer: Solidity, UUPS upgrades, audit coordination
- Designer/PM: UX/UI, product roadmap, user research
- Marketing/Community: Content, social media, user acquisition
Total Headcount: 6-8 people (remote-first, global talent)
Funding Status¶
- Seed Round (Q4 2025): $500K target
- Use of funds: Product development, audits, initial marketing, 6-month runway
- Investors: Angel investors, DeFi-focused VCs
- Series A (Q2 2026): $3M target
- Trigger: $10M TVL, product-market fit validated
- Use of funds: Team expansion, marketing scale-up, 12-month runway
Quick Links¶
Strategy Documents:
- Whitepaper - Полная философия "банковского окна"
- Economic Model - Revenue streams, unit economics, projections
- External Integrations - Custody и vault partnership strategy
- Banking Window Concept - Детальное объяснение философии
Technical Documentation:
- Architecture Overview - Техническая архитектура системы
- Smart Contracts - UUPS upgradeable contracts
- API Reference - REST API endpoints
User Resources:
- Getting Started Guide - Как начать использовать Saga
- Staking Guide - Полный гайд по стейкингу
- FAQ - Частые вопросы и ответы
📞 Contact & Support¶
For Business Inquiries:
- Email: team@saga.surf¶
- LinkedIn: Saga Platform
For Partnerships:
- Email: partnerships@saga.surf
- Custody providers, DeFi vaults, institutional clients welcome
For Investors:
- Email: invest@saga.surf
- Deck and financials available upon request
✍️ Document Information¶
Author: Saga Core Team Contributors: DeFi Specialist (Fordefi/Pendle/Curve/Convex integration, Oct 2025)
Join us in making DeFi accessible to everyone — one banking window at a time. 🚀
📋 Метаданные¶
Версия: 2.4.82
Обновлено: 2025-10-21
Статус: Published